Download the app for smartphone from Google Play (Android) or from the App Store  (iPhone). Open the Hypo Mobile Shopping VeroPay App  and set a four-digit security PIN, which you are not using for any other application on your smartphone. A five-digit activation number will be displayed. Open  your Online Banking and enter the five-digit activation number, under the menu item " Hypo Mobile Shopping ".  Hypo Mobile Shopping App is unlocked and activated by your bank (maximum of 24 hours, workdays).